Mchakato ulio wazi
Taarifa muhimu za maombi na masharti zinaonyeshwa kwa mpangilio unaoeleweka.
Tunatoa huduma za mikopo kwa wananchi wote, Tanzania Bara na Visiwani. Mikopo ya haraka na yenye tija kuanzia Tsh 300,000 mpaka Tsh 50,000,000 kupitia namba ya simu au akaunti ya benki. Hakikisha una kitambulisho rasmi au Namba ya NIDA.
Hakikisha unaelewa mambo yafuatayo kabla ya kuanza maombi.
Tunazingatia uwazi wa taarifa na mchakato unaoeleweka wakati wa kuwasilisha maombi.
Taarifa muhimu za maombi na masharti zinaonyeshwa kwa mpangilio unaoeleweka.
Tunahimiza waombaji kutoa taarifa sahihi wakati wa kujaza fomu ya maombi.
Wasiliana nasi kwa maswali au msaada kuhusu mchakato wa maombi.
Hapa chini kuna nyaraka na taarifa zinazohusiana na huduma.
Mikopo yetu ina riba ndogo kwa mwaka, ambayo inahesabiwa kulingana na kiwango cha mkopo na muda wa marejesho. Hakikisha unaelewa masharti yote kabla ya kuanza mchakato wa maombi.
Kila kiwango cha mkopo kina kiasi chake cha akiba.
Akiba husaidia katika mchakato wa maombi ya mkopo wako na gharama nyingine za kiofisi.
Akiba husimama kama bima ya mkopo wako, ukipata matatizo makubwa ya kiafya au kifo, akiba husaidia kulipa mkopo wako.
Akiba husaidia kuonesha utayari wako wa kutimiza masharti ya mkopo na kuonyesha kuwa una uwezo wa kulipa mkopo wako.
Chagua kiwango cha mkopo kinacholingana na uwezo wako wa akiba na marejesho.
| MKOPO | AKIBA | REJESHO KWA MWEZI | MUDA WA MAREJESHO |
|---|---|---|---|
| TZS 300,000 | TZS 35,000 | TZS 50,000 | Miezi 6 |
| TZS 400,000 | TZS 45,000 | TZS 50,000 | Miezi 8 |
| TZS 500,000 | TZS 55,000 | TZS 50,000 | Miezi 10 |
| TZS 600,000 | TZS 65,000 | TZS 50,000 | Miezi 12 |
| TZS 700,000 | TZS 75,000 | TZS 50,000 | Miezi 14 |
| TZS 800,000 | TZS 85,000 | TZS 50,000 | Miezi 16 |
| TZS 900,000 | TZS 95,000 | TZS 50,000 | Miezi 18 |
| TZS 1,000,000 | TZS 100,000 | TZS 50,000 | Miezi 20 |
| TZS 2,000,000 | TZS 200,000 | TZS 80,000 | Miezi 25 |
| TZS 3,000,000 | TZS 300,000 | TZS 93,750 | Miezi 32 |
| TZS 4,000,000 | TZS 400,000 | TZS 125,000 | Miezi 32 |
| TZS 5,000,000 | TZS 500,000 | TZS 125,000 | Miezi 40 |
| TZS 6,000,000 | TZS 1,000,000 | TZS 150,000 | Miezi 40 |
| TZS 7,000,000 | TZS 800,000 | TZS 175,000 | Miezi 40 |
| TZS 8,000,000 | TZS 800,000 | TZS 200,000 | Miezi 40 |
| TZS 9,000,000 | TZS 900,000 | TZS 225,000 | Miezi 40 |
| TZS 10,000,000 | TZS 1,000,000 | TZS 250,000 | Miezi 40 |
| TZS 20,000,000 | TZS 2,000,000 | TZS 400,000 | Miezi 50 |
| TZS 30,000,000 | TZS 3,000,000 | TZS 468,750 | Miezi 64 |
| TZS 40,000,000 | TZS 4,000,000 | TZS 625,000 | Miezi 64 |
| TZS 50,000,000 | TZS 5,000,000 | TZS 781,250 | Miezi 64 |
Usijaze form kama huna pesa ya akiba. Hakikisha una uwezo wa kutimiza kiasi cha akiba kabla ya kuanza mchakato wa maombi.